Kombiq
100% GDPR Compliant

From disaster zone to drafted estimate, instantly.

Stop spending your evenings translating 200 photos into Xactimate codes. Speak your measurements and damages on-site; Kombiq categorizes the photos and drafts the mitigation line items automatically.

Hands-Free Measuring

Dictate room dimensions and damage severity while actively inspecting.

Intelligent Translation

Kombiq maps natural descriptions ("3ft water line on drywall") to strict estimation codes and line items.

Connected to ERP
"Basement flooded. 3-foot water line on the drywall. Room is 12 by 15 feet. Carpet is completely ruined."
Mapping to Xactimate...
CODE: WTR DRY>
DESC: Tear out wet drywall, cleanup
QTY: 162.00 SF
CODE: WTR FCC
DESC: Tear out wet carpet and pad
QTY: 180.00 SF
Synced to ERP successfully

Reclaim your team's time.

Automate the repetitive documentation so experts can focus on their craft.

18h
per month
Saved per claims adjuster

We don't replace your ERP.
We make it usable in the field.

Kombiq acts as the intelligent system of engagement, feeding clean, structured data into your existing systems of record.

System of Engagement
Kombiq
Systems of Record:XactimateGuidewireSymbility

Dimension Auto-Population

You say:
"Room is 15 by 12, ceiling 8 feet. Missing baseboard on the north wall."
Result:
Kombiq populates the macro room dimensions and instantly applies the corresponding linear foot line items for baseboards.

Photo-to-Code Mitigation

You say:
"Carpet and pad are ruined, need tear out."
Result:
Kombiq maps the intent to the exact price list codes (e.g., WTR EXTR) and adds them to the estimate.

FNOL Enrichment

You say:
"Water damage caused by a faulty Samsung dishwasher valve."
Result:
Kombiq structures the narrative, pushes it to the ClaimCenter note stream, and automatically flags the claim for subrogation review against the manufacturer.

Personalized workflows on a solid corporate foundation.

Every employee works differently. Kombiq lets your team build and refine their own customized agent workflows, while the organization maintains control over the underlying context, integrations, and security policies.

Instead of disconnected AI chats, the company provides a unified baseline—standardizing access to internal databases, SaaS tools, and compliance rules.

Agents learn from user feedback.

As employees interact with their assistants, the agents learn preferences and continuously optimize their task execution. The organization provides the solid basis; the agents adapt to the individuals.

How Kombiq works for Insurance Claims

Bridging the gap between the disaster zone and your estimation software.

Field Input

Ambient Voice
Site Photos
Messy PDFs

Kombiq Engine

Context Vault
Retrieves company rules & learned skills
Rubric Evaluator
Validates logic before triggering actions

Deterministic Action

Sync with ERPXactimate, Guidewire, Symbility
Draft Legal DocsCompliant notices
Queue DispatchesMaintenance & Repair

"Eyes-Up, Hands-Free" Data Capture

You don't need another mobile app. Kombiq operates via ambient voice and quick photos. Speak naturally while you work, and Kombiq structures it in the background.

The Context Engine

Kombiq doesn't just transcribe; it translates. It maps a nurse's spoken symptom to a billing code, an adjuster's photo to an estimate line-item, and a mechanic's fix to an SAP inventory deduction.

Continuous Learning & Voice Programming

Build agents simply by talking to them. Kombiq converts user feedback and past experiences into reusable, hard-coded "Skills", improving over time without needing IT support.

Action, Not Just Archiving

Turn observations into workflows. Kombiq drafts defect tickets, generates legal notices, and queues maintenance dispatches. Your field workers just hit 'Approve' at the end of the day.

GDPR Compliant

Enterprise Trust Built In for Insurance.

Kombiq processes sensitive policyholder data and loss events with absolute privacy. Built for the strict compliance needs of European insurers.

100% GDPR Compliant

German data protection standards (DSGVO) out-of-the-box. Your data is processed securely in the EU and never retained longer than strictly necessary.

Zero Data Training

Your proprietary business processes, patient data, and site protocols belong to you alone. We guarantee zero model training on customer data.

Isolated Execution

Every action executes in an isolated environment, ensuring strict multi-tenant separation and preventing cross-contamination between customers.

Ready to give your field workers their time back?

See how Kombiq can act as the intelligent frontend for your existing systems.